Calculator testing
Calculators are checked with ordinary, boundary, invalid, and unusually large inputs so outputs remain finite and internally coherent.
Founder and editor
Dustin Baker
Dustin Baker is the founder and independent operator of ShouldISpend. He is a longtime digital publisher, writer, and editor who maintains the site's educational spending-pressure calculators and guides.
What he maintains
Dustin writes and edits calculator pages, reviews assumptions and examples, tests calculator behavior, checks site structure and links, and maintains the methodology used to explain spending pressure.
How pages are reviewed
Source review
Outside benchmarks and consumer rules are documented through the Sources & Assumptions system when they materially affect a page.
Editorial review
Pages are checked for intent, realistic examples, decision limits, and whether the copy accurately describes what the calculator models.
Corrections
Readers can report unclear wording, stale information, broken links, or calculator behavior through the contact page.
Educational role
ShouldISpend is a decision-support publication. It does not represent its founder as a substitute for a professional who can review a reader's full financial, legal, medical, tax, insurance, or contractual situation.
Read the methodology and editorial policy for more about how the site works.